In the last couple of years, banks and mortgage brokers have loosened the grip on mortgage qualifications.  I partner with lenders who will now offer a mortgage to someone with a credit score as low as 500, folks who are self-employed, or those with a past credit history that was bruised and broken by divorce, bankruptcy, and/or foreclosure.  While all of these scenarios could have prohibited someone from qualifying for a mortgage just a few years ago, that is no longer the case.

Of course, every situation must be analyzed on its own merits, but even if you were turned down for a mortgage in 2017, or knew someone with a similar history who was turned down, that should not be a roadblock to trying again.  Housing market recovery, strong financial markets, solid job growth, and relaxed regulations in the financial industry have all come together in a positive way to lower the bar for potential home buyers seeking mortgage approval.

I partner with tried and true mortgage professionals in the Jacksonville FL market who have helped hopeful home buyers fulfill the dream of homeownership, warts and all.  Not quite there yet?  I also partner with credit repair professionals who can typically get a cooperative customer into mortgage-worthy credit scores in six months or less.

Don’t let the past prevent you from moving into your future. Home ownership is still the American Dream for many, and my industry partners and I can help you get there. 

At the end of the day, as a renter, you’re already paying a mortgage, it’s just not yours.

Let’s have a conversation and see how I can help you get mortgage qualified today. Give me a call! No obligation and I’ll never spam you.  Click below and I’ll send you my free step-by-step home buying booklet, “So, You’re Buying A Home”. 

Contact Me Today



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This content is not the product of the National Association of REALTORS®, and may not reflect NAR's viewpoint or position on these topics and NAR does not verify the accuracy of the content.